YEO | Digital Trust & Continuous Identity Assurance

Identity assurance beyond authentication

A successful login does not tell you who is present throughout the session. For banks, fintechs, mobile money providers and application owners, sensitive actions deserve a closer look at the person using the application.

The YEO CFR SDK is a biometric verification layer for integration into existing applications. ExSo helps your digital product, security and engineering teams assess where presence verification could add value.

Designed around your application journey

YEO’s SDK supports on-device continuous facial recognition, with anti-spoofing and liveness capabilities. Your application integration determines when checks run and how the application responds to verification outcomes.

Start with one clearly defined journey. Agree the supported devices, user experience, verification requirements and appropriate response when verification is unsuccessful or unavailable.

Who should be involved?

• CIOs and CISOs: connect the use case to your digital trust and security priorities.
• Digital banking and mobile money teams: identify the customer journeys where presence matters most.
• Product and engineering owners: assess SDK fit, integration boundaries and user experience.
• Privacy and risk teams: agree biometric data handling, consent and operational requirements.

From use case to proof of concept

1. 20-minute use-case discussion: choose a sensitive journey and the risk you want to address.
2. Technical demonstration: review verification behaviour and integration requirements.
3. Scope a proof of concept: agree the journey, technical boundaries, privacy requirements, response behaviour and acceptance criteria.
4. Evaluate the result: decide whether and how to progress to deployment.

Banking and payments: close the session gap

For a bank or payment provider, the key question is whether the enrolled customer remains present when a sensitive action is completed. Evaluate CFR at beneficiary setup, profile or security changes, and payment approval. The bank decides how to respond to absence, mismatch or failed liveness: re-verify, restrict the action, pause the session or refer the event for review.

CFR adds a session identity signal alongside existing authentication, device security and transaction monitoring. A pilot should measure verification performance, customer friction and the effect on the selected journey.

YEO resources for decision makers

Request the document most relevant to your team using the links below.

• The Session Gap After Login — Banking Whitepaper (PDF): banking use cases, privacy architecture and a practical evaluation framework. Request the banking whitepaper.
• YEO CFR SDK Payments Flyer (PDF): a concise introduction to identity assurance in payment journeys. Request the payments flyer.
• YEO SDK Overview (PDF): verification technology and the wider messaging platform. Request the SDK overview.
• Defence and secure communication: request a tailored briefing.

YEO for Business: controlled, secure communication

YEO for Business is the messaging platform for organisations that need control over sensitive communication. It combines end-to-end encryption with continuous reader verification, an invite-only network and controls over message access and sharing.

• Location controls: explore geofencing to restrict where messages can be read.
• Message lifespan: configure time-limited access and message expiry.
• Deployment and branding: discuss on-premise and white-label options against your organisation’s requirements.

For executive teams, healthcare, government or defence communication, request a secure messaging demonstration. We will confirm the available configuration and deployment scope.

SDK or secure messaging?

This page focuses on the CFR SDK for your applications. If your priority is secure communication through the YEO Messaging platform, include that in your enquiry so we can arrange the relevant discussion.

Request a YEO Use-Case Assessment

Tell us which application journey you want to protect and who owns product, security and integration.

Email Martin to get started

Or call +27 83 411 1520.

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